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New Millennium Bank Credit Card Offers |
New Millennium Bank is located in New Brunswick, NJ. It's a community bank, it believe that customers are willing to pay a fair price for good service and good products specializes in offering secured Visa and Master cards to individuals wishing to repair or establish their credit.
New Millennium Bank offers various services to its clients like Personal Banking Products, Certificates of Deposit, Business Banking Products, Loan Products, Service Fee Schedule, e-Banking.
In personal banking, New Millennium Bank offers various credit cards. The New Millennium Bank Platinum Visa/MasterCard has its unique features, it is designed for those who may be having a difficult time in obtaining a standard unsecured credit card. Although secured credit cards do not offer any additional benefits; however, it provide several benefits including auto rental insurance, up to $100,000 in travel accident insurance, and an extended warranty for purchases.
The Prime Mutual Prepaid MasterCard Card, is a stored value card designed for those who may have difficulty in obtaining a standard unsecured credit card. For more information please visit www.nmbonline.com
New Millennium Bank is a community
bank that wants to try something old - personal service.
We looked around and saw that the big banks have decided
that bank employees - tellers and branch managers - were
optional extras, to be paid for with a service charge.
That just didn't feel right. We're committed to a staffing
level that will keep depositors happy, without being charged
for the pleasure. |
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| New Millennium
Bank Platinum Visa®/MasterCard® |
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Application fee is $99.95 for
either a Visa® or MasterCard® account OR
$129.95 for both a Visa® and a MasterCard®
account. |
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Reports to all
three major credit bureaus. |
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| intro APR |
intro APR period |
regular APR |
annual fee |
balance transfers |
credit needed |
| 19.5% |
n/a |
- |
$59 |
- |
- |
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| New Millennium
Bank Gold Visa®/MasterCard® |
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Review
The New Millennium Bank Gold Visa®/MasterCard®,
issued by New Millennium Bank, is designed for those
with limited or poor credit who may be having a
difficult time in obtaining a standard unsecured
credit card. |
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It is important to note that
a major drawback to the card is that there is no
grace period for purchases. This means that interest
will be applied immediately to any charges made
with the card. |
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| Finance
Configuration |
Average Daily Balance
(including new purchases) |
| Additional
Cardholders |
$12.95 |
| Grace
Period |
None |
| Total
First Year Fees |
$128.95 |
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| intro APR |
intro APR period |
regular APR |
annual fee |
balance transfers |
credit needed |
| 0% |
- |
19.50% Fixed * |
$59 |
- |
- |
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| Prime Mutual Prepaid
MasterCard® Card |
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The Card is a MasterCard®
stored value card. It contains information about
amounts that you can use to purchase goods or services
or to obtain cash. This information is referred
to as the "stored value" or the "value
stored" on your Card. The Card only accesses
this stored value. It is neither a credit card nor
a debit card. |
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The monthly maintenance fee
for this card is $5.95 ($71.40 annually). The monthly
maintenance fee for this card including a monthly
paper statement by mail is $7.95 ($95.40 annually). |
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| Ongoing
APR |
N/A |
| Total
Initial Charge |
$159.95 |
| Monthly
Fee |
up to $7.95 |
| Maximum
Credit Limit |
$2,500 |
| Cash
Advance Fee |
$1.95 for domestic ATM
withdrawals; $4.95 for international ATM |
| withdrawals |
$4.50 for all non-ATM
withdrawals |
| Minimum
Deposit |
$10 |
| Maximum
Deposit |
$1,100 |
| Application
Fee |
$59.95 + $90 + $10*** |
| Participation
Fee |
$71.40 ($5.95 monthly)**** |
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| User Review |
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| The New Millennium Bank Platinum
Visa®/MasterCard®, issued by New Millennium Bank, is
designed for those with limited or poor credit who may be having
a difficult time in obtaining a standard unsecured credit card.
Therefore I like to use it. - Terri |
| New Millennium Bank offers
a variety of traditional credit cards and stored-value credit
cards that are designed for individuals with poor-to-average
credit. I like the interest rates on cards that offer a line
of credit can be a bit on the high side. This is a great credit
card. - Charlie
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New Millennium Bank - Home |
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New Millennium Bank |
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A full service bank serving New Brunswick and Somerset. |
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