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Citibank Credit Card Offers |
Citibank is one of the world's largest full service banking institutions, providing services on the individual level as well as for government and corporations.
There are Citibank locations in North and Latin America, Asia Pacific and Europe. Citibank credit cards are issued through South Dakota. City bank offers more then 23 cards to cater the customer's demands.
Citi Bank offers Citi® Platinum Select® Card, Citi® Diamond Preferred® Card, Citi® Diamond Preferred® Rewards Card, Citi® PremierPassSMCard, Citi® Bronze® AAdvantage® MasterCard®, Citi® Gold / AAdvantage® World MasterCard® , Citi® Platinum Select® / AAdvantage® World MasterCard®, Citi® Dividend Platinum Select® Card, Citi® Drivers Edge Credit Card, AT&T Universal Platinum MasterCard, AT&T Universal Rewards Card, Citi® Upromise® Card, Hilton Honors® Visa® Card, The Home Depot Rewards MasterCard, Citi® Home Rebate Platinum Select® MasterCard, student credit cards, Citi® Driver's Edge® Card for College Students, Citi® Platinum Select® Card for College Students, , Citi® Business Credit Cards, CitiBusiness® Card with Thank You Network, CitiBusiness® / Advantage® Card , Citi® ProfessionalSM Card, CitiBusiness PremierPass Card. For more information you can visit Citi Bank website: www.citibank.com
Citigroup is organized
into three major business groups - Global Consumer, Corporate
and Investment Banking, and Global Wealth Management -
in addition to one stand-alone business, Citigroup Alternative
Investments. The Citigroup Global Consumer businesses
comprise the financial service sector's most diverse consumer
product offerings, including banking services, credit
cards, loans and insurance. |
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| CitiBusiness®
Card |
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3 ThankYou Points
for every dollar you spend on eligible business
purchases Earn 10,000 bonus ThankYou Points after
your first purchase - good for a $100 gift card! |
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Therefore, those
who are looking for a business card with a reasonably
low interest rate and plan to take advantage of
the additional services and discounts will benefit
most from what the CitiBusiness® Card has to
offer. |
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| APR
(Purchases) |
10.99% Variable * |
| APR
(Cash Advances) |
22.99% Variable* |
| Late
Payment Fee |
$15 on balances up to
$100; $29 on balances of $100 up to $1,000;
$39 on balances of $1,000 and over |
| Over-The-Limit
Fee |
$35 |
| Cash
Advance Fee |
3%, $5 minimum |
| Balance
Transfer Fee |
3%, $5 minimum, $50 maximum
(does not apply to introductory offer) |
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| intro APR |
intro APR period |
regular APR |
annual fee |
balance transfers |
credit needed |
| 0% |
12 months |
12.99% |
$29 |
yes* |
Good Credit* |
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| Citi® Dividend
Platinum Select® Card for College Students |
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Get 5% Cash Back
on Purchases at Supermarkets, Drugstores, and Gas
Stations Get 1% Cash Back on All Other Purchases |
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This card has no
annual fee, but it does have an above average interest
rate for purchases (for a student card). However,
there is a 0% introductory rate that applies to
all transactions for the first six months (a rare
benefit for a student card). |
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| Minimum
Credit Limit |
$500 |
| Grace
Period |
20 Days (Min.) |
| Over-The-Limit
Fee |
$35 |
| Cash
Advance Fee |
3%, $5 minimum |
| Balance
Transfer Fee |
3%, $5 minimum, $75 maximum
(does not apply to introductory offer) |
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| intro APR |
intro APR period |
regular APR |
annual fee |
balance transfers |
credit needed |
| 0.00% |
6 months |
17.99% |
$0.00 |
yes* |
Good Credit* |
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| Citi® Diamond
Preferred® Rewards Card |
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$50 Gift Card
– Redeem 5,000 Bonus Points after First Purchase |
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Earn Five Bonus
ThankYou Points for Every Dollar Spent at Supermarkets,
Drugstores and Gas Stations |
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Special Offer:
0% for 12 months and is applied to Balance Transfers. |
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Review:
it is important to note that there is a minimum
cap of 19.99% for cash advances; so no matter how
low the Prime Rate falls (the APR is tied to the
Prime Rate), the interest rate will not go below
the minimum cap |
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| intro APR |
intro APR period |
regular APR |
annual fee |
balance transfers |
credit needed |
| 0.00% |
12 Months* |
12.99% |
$0.00 |
None |
Good Credit* |
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| Citi® Gold/AAdvantage®
World MasterCard® |
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The fact that the
annual fee for the gold card is waived for the first
year and is $50 thereafter, which is lower than
that of the platinum card, may prove to be a better
option for those who do not plan on spending more
than $60,000 per year on the card. |
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The minimum APR for cash advances
is 19.99%.
Any amount that exceeds the credit limit must be
paid in full.
See website for complete terms and conditions of
card usage and application disclosure. |
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| intro APR |
intro APR period |
regular APR |
annual fee |
balance transfers |
credit needed |
| 0.00% |
6 months |
17.99% Variable * |
$50** |
yes* |
Good Credit* |
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| User Review |
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| Citibank is the Best Card Company
I have deal with and would recommend it to all my Friends, Relatives
etc. Citi Alert is another facility Citi Bank offers its Customers
where in they get Details about their Payment of their Credit
Card Amount on your Mobile via SMS Message and also on the net.
This is yet another great facility Citibank offers its Customers.-
Roy |
| I have a Citi Bank eCard, besides
its VISA and Master Card, which I am having for the past six
years. The entire world is making plastic money to be the in
thing. eCard has the convenience of allowing the owner to do
shopping from his desk at his own time. Whenever I go abroad,
the things I need to put into my wallet, next to my passport,
are my Citi Bank Cards. I won’t have to worry in any way.
I have other Cards, but they are not so versatile and user friendly.
Citi Bank ATMS are in all metros, and getting fresh notes through
them is really a pleasure.- Mike |
| The Citi brand is recognized
as the prominent financial-services company in the world. Citi
Cards is the largest issuer of credit cards in the United States
and the most profitable business within the Global Consumer
Businesses at Citigroup. Great talent, exceptional minds, and
extensive skill sets. The services of this credit card is out
standing.- Jason |
| I got the Citibank Platinum
Credit Card because of the 2% reward toward the purchase of
a new car. This is where the positive ends. Citi changed the
card agreement terms twice in 2 years, limiting how the reward
can be used. Their PLATINUM card carries higher interest then
most other regular credit cards for customers in good credit
standing.- Joanna |
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Welcome to Citibank |
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Citibank U.S. |
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One of the largest full service banks in the world. |
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